Frequently asked questions

It is an IRS program that lets a taxpayer settle a liability for less than the full amount owed when paying in full would create genuine financial hardship. Eligibility is calculated from your income, allowable expenses, and asset equity.

Only a minority of taxpayers do, and the IRS decides using its own reasonable-collection-potential formula. We run that calculation before you spend anything, so you know where you stand before an application is filed.

Often, yes. Once we are authorized to represent you, we contact the assigned unit and request a release, usually paired with a proposed resolution. Timing matters, so call as soon as you receive a levy notice.

Filing has to be current before any settlement or installment agreement is approved. We identify the missing years from your transcripts and prepare them as part of the case.

Fees are flat, quoted in writing after the free review, and based on the work your case actually requires. There are no percentage-of-savings fees.

Installment agreements can be in place within weeks. An Offer in Compromise typically takes six to twelve months for the IRS to evaluate, and longer if additional documentation is requested.